About amalan | Debt Management Service

About Us

We reduce the debt burden for people who find it hard to pay off their credit card, personal loan, and mortgage debts.

We offer a fresh start

amalan is a social enterprise that helps Indonesian borrowers who find it difficult to make their monthly loan payments.

There are many reasons why paying back loans can become very difficult and it can happen to anyone. In fact, it happens to an estimated 3 million families across Southeast Asia. Unforeseen circumstances such as job loss, sickness, and accidents can lead to loss of income.

amalan works FOR the borrowers and WITH their lenders to find a solution that is beneficial to all parties. By analyzing ALL loans, ALL income, and ALL assets, we develop a personalized plan to pay off all debt with affordable installments.

Our goal is to offer our customers and their families a fresh start and to be back in control of their finances.

OUR VISION

Be the leading trusted and professional provider of debt management programs to reintegrate borrowers into the financial system.

OUR MISSION

Empower borrowers to regain control of their finances.

Our values

Trust & Integrity

We do what we say and deliver on our promises be it to customers or banks.

Service excellence

We work hard every day to offer the best possible service to you so that you find us and our processes easy to deal with.

Compassion

We care about you and want to solve your debt problems in order to offer you the fresh start you deserve.

Success

We are an entrepreneurial organization which empowers every member of our team in assisting our customers in regaining control of their finances.

IAPDA accreditation

Since 2016, amalan is the only company in Asia that is accredited by IAPDA (International Association of Professional Debt Arbitrators).

IAPDA is the world's leading association for debt mediators. It provides training and certification. It establishes standards of excellence, customer protection and product knowledge.

Debt Relief Training & Certification Programs
International Association of Professional Debt Arbitrators

Our Team

Arne Hartmann

CEO

Yodhi Kharismanto

Director

Mitchell Budiono

Director

Jonathan Chang

Senior Advisor

Iwan Pontjowinoto

Senior Advisor

Alberto Hanani

Senior Advisor

M. Genta Mahardhika

Head of Quality and Training

Novita Sasongko

Head of Human Resources

Desynthia Rachel

Team Leader Consultant

Untuk saat ini, kami hanya dapat melayani jenis utang kartu kredit/KTA di bank konvensional dengan total minimum 10 juta rupiah, dan/atau KPR/KMG jaminan rumah. Konsultan kami hanya akan menghubungi Anda jika utang Anda memenuhi syarat tersebut.
Angka yang ditunjukkan dihitung berdasarkan pengalaman tim amalan bernegosiasi dengan pihak bank dan data utang yang Anda masukkan. Estimasi dapat berubah dikarenakan hal-hal seperti; jenis program dan besar keringanan yang disetujui, jenis-jenis utang yang Anda miliki, total utang Anda sesungguhnya berdasarkan data pihak pemberi pinjaman, serta situasi dan kondisi lainnya yang berkaitan dengan pelunasan utang Anda.
PT amalan international indonesia merupakan perusahaan yang Tercatat di OJK dengan kegiatan usaha berupa jasa konsultasi, negosiasi dan mediasi atas masalah pinjaman antara pengguna dengan pihak Kreditur atau Bank.
PT amalan international Indonesia bukanlah lembaga atau institusi keuangan sehingga kami tidak melakukan kegiatan penghimpunan dana masyarakat, tidak melakukan dan menawarkan peluang investasi dalam bentuk apapun, tidak melakukan dan menyediakan kegiatan pinjaman online dan/atau kegiatan Peer to Peer Lending kepada pengguna jasa amalan.
PT amalan international indonesia dalam melakukan kegiatan konsultasi, negosiasi dan mediasi kepada pengguna jasa, amalan memberikan saran terhadap penggunaan dan pengelolaan keuangan pengguna jasa serta solusi penyelesaian pinjaman sehingga pengguna jasa mampu dan dapat melakukan pembayaran serta pelunasan terhadap pinjaman yang dimilikinya kepada pihak Kreditur atau Bank.